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Your Local Worthington Independent Insurance Agency

Montana Insurance and Financial Services specializes in auto insurance, home insurance, business insurance, life insurance, health insurance, and employee benefits.

Unlike a captive agent who can sell the policies of only one company, an independent agent is not obligated to any one company. As an independent agent, Montana Insurance and Financial Services, located Worthington, Ohio, is free to give you objective advice and find the policy that meets your needs. By choosing an independent agent like Montana Insurance and Financial Services, you get more options, and you get an agent who will do the shopping around for you.

If you have any questions about Life, Health, Individual Health, Group Health, Rollover IRA, 401K to Annuities, Senior Products relating to Medicare, Medicare Supplement, Medicare Advantage, or Medicare Part D Rx, please do not hesitate to give Montana Insurance and Financial Services a call.

We would be happy to set up an appointment at your home, office, restaurant, or location the your choice. You may also come to our Worthington office and meet with an Agent that will take the hassle out of shopping for insurance.
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Find Out How Much You Can Save Today

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What You May Not Know About Motorcycle Safety

Posted: October 2, 2024

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for fatality is far worse: seven times that of injury —...

When is a Car Considered Totaled—And What Happens When It Is?

Posted: September 30, 2024

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...

What Happens If My Neighbor’s Tree Falls in My Yard?

Posted: September 27, 2024

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners' insurance could help cover the cost of removing the tree and remedying the damage it caused on your property after your deductible. The same is true in reverse: If a tree on your property falls in...

How Named Storms Affect Your Insurance Coverage

Posted: September 23, 2024

When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after this?” Yes, hurricanes can be devastating – personally and financially. But anxiety can keep you from being present to what matters most. We want you...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)