Unlike a captive agent who can sell the policies of only one company, an independent agent is not obligated to any one company. As an independent agent, Montana Insurance and Financial Services is free to give you objective advice and find the policy that meets your needs. By choosing an independent agent like Montana Insurance and Financial Services, you get more options, and you get an agent who will do the shopping around for you.
If you have any questions about Life, Health, Individual Health, Group Health, Rollover IRA, 401K to Annuities, Senior Products relating to Medicare, Medicare Supplement, Medicare Advantage, or Medicare Part D Rx, please do not hesitate to give Montana Insurance and Financial Services a call.
We would be happy to set up an appointment at your home, office, restaurant, or location the your choice. You may also come to our Worthington office and meet with an Agent that will take the hassle out of shopping for insurance.
An Independent Advantage
We are Independent Agents in Worthington, Ohio, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Montana Insurance and Financial Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.